Liquidity or Convenience? Heterogeneous Impacts of Mobile Airtime Loans on Communication Expenditure

Credit market imperfections make households more vulnerable to shocks and their consumption decisions extremely sensitive the timing of their income. Algorithmic insights from individual meta data have enabled a proliferation of mobile financial services to cellphone users ...

Fitting and interpreting correlated random coefficient (CRC) models using Stata.

Inequality Stagnation in Latin America in the Aftermath of the Global Financial Crisis